October Health – 2025 Report

Life changes in Canada

- Financial stress (money, debt, income instability) is the leading life-change related stressor for the Canadian population. - In the workplace, support financial well-being (financial planning resources, benefits, flexible work) to mitigate this stress.

Life changes Prevalence
24.3%
Affected people
13,365,000

Impact on the people of Canada

  • Health effects
    • Physical: fatigue, sleep disruption, headaches, stomach issues, and worsened chronic conditions; immune function can be affected.
    • Mental: increased anxiety, mood swings, irritability, and risk of burnout with prolonged strain.
  • Personal life impact
    • Relationships: more conflict, less energy for loved ones, withdrawal or reduced social activity.
    • daily routines: disrupted self-care, exercise, and healthy eating; increased reliance on coping outlets like caffeine or comfort foods.
  • Workplace impact
    • Concentration and memory: trouble focusing, slower problem-solving.
    • Productivity and attendance: higher risk of errors, missed deadlines, absenteeism or presenteeism (being physically present but not fully engaged).
  • Coping and supports
    • Short-term: establish a predictable routine, sleep hygiene, regular physical activity, social support, and breaking tasks into small, doable steps.
    • Workplace strategies: transparent workload communication with a supervisor, boundaries between work and personal time, and using employer supports (EAP or wellness programs).
    • Canada-specific resources: access to primary care and provincial mental health services; employer-provided EAP; digital supports like October for group sessions and tailored assessments.
    • October note: consider October digital group sessions for stress management and coping with life changes; assessments can tailor the right content and support.
  • When to seek professional help
    • If symptoms persist beyond 2–4 weeks, interfere with daily functioning, or include thoughts of self-harm, contact a healthcare professional or crisis resources (for Canada, Talk Suicide Canada at 1-833-456-4566 or visit TalkSuicide.ca; in emergencies, call 911).

Impact on the Canada Economy

  • Productivity and performance: high life changes stress reduces concentration, memory, and decision‑making; increases errors; more absenteeism and presenteeism.
  • Turnover and hiring costs: burnout from life changes stress accelerates quitting, raising recruitment and training expenses.
  • Health system and social costs: higher use of mental health services, sick leave, and disability claims; greater burden on employers and public health resources.
  • Spending and growth: weaker consumer spending and investment; slower GDP growth due to reduced demand and productivity.
  • Equity and workforce dynamics: caregiving burdens hit certain groups harder, widening gaps and potentially shrinking the long‑term talent pool.

Consider October's digital group sessions and assessments to support employees through life changes.

What can government do to assist?

  • Strengthen income and social safety nets during transitions

    • Improve EI and sickness benefits; create rapid support programs for workers in transition; extend coverage for gig/contract workers.
  • Stabilize housing and cost of living

    • Expand affordable housing supply; stronger eviction protections; temporary relocation or housing subsidies during major life changes.
  • Normalize flexible, predictable work arrangements

    • Encourage or require flexible scheduling, remote options, and paid leave for major life events; provide clear transition supports at workplaces.
  • Improve access to mental health care and early support

    • Integrate mental health into primary care; reduce wait times; expand telehealth and workplace employee assistance programs (EAPs); promote crisis services (e.g., 988 equivalents).
  • Invest in newcomer and family support

    • Expand settlement services, language training, and culturally appropriate mental health resources; parental leave and affordable childcare to ease life transitions.
  • Build and fund community networks and digital tools

    • Support community organizations; fund digital mental health resources (such as October) for group sessions, assessments, and educational content; ensure equitable access across regions.

What can businesses do to assist their employees?

  • Proactive, clear communication about upcoming life changes (timelines, who to contact, what support is available)
  • Flexible work options and predictable schedules to help balance changing responsibilities
  • Structured transition support (phased returns, role clarity, and onboarding for new circumstances)
  • Comprehensive life-change benefits (paid family leave, caregiver support, relocation assistance) aligned with Canadian laws
  • Manager training in empathetic leadership, workload adjustment, and early stress detection
  • Promote social connection (peer support, buddy systems, regular team check-ins)
  • Easy access to mental health resources (Employee Assistance Program, October digital group sessions, assessments, and content)