October Health – 2026 Report

Life changes in Canada

In Canada, the leading cause of life-change stress at the population level is financial stress related to economic uncertainty, including income insecurity and cost of living pressures. This encompasses housing affordability, debt levels, and job market volatility, which collectively drive substantial stress around major life transitions (e.g., housing changes, career moves, or retirement planning).

Life changes Prevalence
23.61%
Affected people
12,985,500

Impact on the people of Canada

  • Health effects
    • Acute stress responses: headaches, sleep problems, muscle tension, fatigue, and changes in appetite.
    • Immune and long-term risk: prolonged life changes stress can weaken immune function, raise blood pressure, and contribute to chronic conditions like cardiovascular issues or diabetes over time.
    • Mental health impact: higher risk of anxiety, irritability, mood swings, and depressive symptoms; may trigger burnout in demanding work environments.
  • Personal life effects
    • Relationship strain: increased conflicts, miscommunication, reduced empathy, and withdrawal from social support.
    • Daily functioning: difficulty concentrating, forgetfulness, decreased motivation, and challenges in completing routines.
    • Coping and resilience: some people adapt by seeking social support and establishing routines; others feel overwhelmed and isolated.
  • Workplace relevance (Canada context)
    • Productivity and safety: stress can reduce performance, increase errors, and worsen safety outcomes.
    • Absenteeism and presenteeism: more sick days or being present but not fully engaged.
    • Access to support: workplace resources, employee assistance programs (EAPs), and mental health days can mitigate effects.
  • Quick coping strategies
    • Grounding techniques: 4-7-8 breathing, mindfulness breaks, or short walks to reduce arousal.
    • Routine and boundaries: consistent sleep schedule, regular meals, and clear work-life boundaries.
    • Social connection: lean on trusted colleagues, friends, or family; avoid isolation.
    • Professional support: consider digital group sessions or assessments through platforms like October to track stress levels and access targeted content.
  • When to seek help
    • Persistent insomnia, panic symptoms, or mood changes lasting more than a few weeks.
    • Stress impairs functioning at work or home; consider speaking with an employer about accommodations or EAP resources.

Impact on the Canada Economy

  • Short-term productivity dip: Individuals experiencing high Life Changes stress (e.g., job loss, relocation, illness) may have increased absenteeism and lower concentration, reducing overall workplace output.
  • Increased turnover risk: Chronic stress from life changes can raise burnout and intention to leave, elevating recruitment and training costs for employers.
  • Health care and disability costs: Elevated stress correlates with more sick days and higher use of medical or mental health services, increasing insurance and employer-sponsored health plan expenses.
  • Reduced consumer spending stability: Widespread personal stress can dampen confidence and spending, which may slow economic momentum in sectors tied to consumer demand.
  • Innovation and resilience effects: Some individuals may channel stress into problem-solving and resilience-building, potentially sustaining or even improving performance in teams that have robust support systems.
  • Sectoral variability: Economies with strong social safety nets and employer-provided mental health resources (e.g., Canada) may mitigate negative effects through access to supports, EAPs, and flexible work arrangements.

What to consider in the workplace (brief, Canada-focused):

  • Normalize access to mental health supports; promote digital group sessions or resources (e.g., October) to help employees process life changes.
  • Implement flexible work arrangements and realistic workload management to reduce stress spillover.
  • Offer early intervention screening and confidential HR support to reduce long-term productivity losses.

If you'd like, I can tailor these points to your industry and provide a brief action plan for managers.

What can government do to assist?

  • Strengthen social safety nets
    • Provide stable housing, affordable healthcare, and financial support during transitions (unemployment, relocation, or family changes).
  • Promote accessible mental health services
    • Fund nationwide counseling hotlines, reduce wait times, and subsidize therapy for life transition stress.
  • Improve workplace policies
    • Encourage flexible work arrangements, paid parental leave, career coaching, and clear anti-harassment standards to reduce stress during life changes.
  • Expand community resources
    • Offer community centers with stress management workshops, peer support groups, and family/marriage counseling services.
  • Enhance public awareness and education
    • Campaign about recognizing signs of stress from life changes and skills for coping (mindfulness, sleep hygiene, budgeting).
  • Ensure financial resilience programs
    • Job retraining, student loan relief, and emergency saving incentives to buffer financial shocks from transitions.
  • Promote healthy urban design
    • Safe, accessible green spaces, transit options, and noise reduction to support overall well-being during life changes.
  • Support for caregivers
    • Respite services, caregiver subsidies, and counseling to reduce caregiver burnout during family transitions.
  • Monitor and evaluate
    • Collect data on life-change stress indicators and program outcomes to adjust policies effectively.
  • Leverage digital tools
    • Provide nationwide online mental health resources, virtual counseling, and digital self-help programs (e.g., October-based supports) to reach remote or underserved populations.

What can businesses do to assist their employees?

  • Offer flexible change management programs: clear timelines, advance notice, and explain the rationale behind changes to reduce uncertainty.
  • Communicate consistently and transparently: regular updates from leadership, Q&A sessions, and written summaries to keep everyone informed.
  • Involve employees in the process: gather input, pilot changes with small groups, and incorporate feedback to increase buy-in.
  • Provide practical support resources: access to counseling or coaching, resilience training, and stress-management workshops.
  • Normalize and monitor workload: assess workload expectations during transitions; temporarily redistribute tasks to prevent overload.
  • Create structured onboarding for changes: checklists, training, and buddy systems to help teams adapt quickly.
  • Promote self-care and breaks: encourage regular breaks, flexible scheduling around high-stress milestones, and wellness days if possible.
  • Leverage digital mental health tools: provide access to October for group sessions, assessments, and curated content tailored to change-related stress.
  • Train managers to support their teams: managers equipped with conversations about stress, recognition, and resource referrals.
  • Foster a supportive culture: leadership models vulnerability, peer support networks, and reduced stigma around seeking help.
  • Monitor well-being indicators: pulse surveys, attendance, turnover intentions, and burnout signs to adjust support promptly.